Deanna McAtee

660 Gulf Lane

Upper Captiva, FL
$ 3,895,000 Beds 4 Baths 4.5 Sq 3,340 Virtual Tour
Monthly Estimate* How much can I afford?

Beauty & The Beach is one of the most extraordinary Gulf-front estate homes ever offered for sale on North Captiva Island! This custom-crafted contemporary residence sits on the central portion of the island's widest stretch of beach, providing greater long-term shoreline security and uninterrupted panoramic Gulf views. A proven luxury vacation rental leader, this home generated over $360k in gross rentals in 2021.  The property booked over $250k in gross rentals in 2025, even with downtime for repairs and upgrades.  This is a rare opportunity to acquire both a premier vacation retreat and a top-tier rental asset. Designed with a striking stucco exterior, impact-resistant glass throughout, and a private interior elevator serving all three levels, the home delivers refined coastal architecture paired with modern convenience. The ground-level area provides a bonus room & bunk area, plus an extensive outdoor entertainment space with a pool, patio, outdoor kitchen & poolside bar, all connected by a private walkway to the island's most pristine sugar-sand beach. Inside, every space is meticulously planned & designed for elevated entertaining & relaxed luxury. Highlights include a gourmet chef's kitchen, a dramatic dining room crowned by soaring barrel-vaulted ceilings, and a formal living area wrapped in panoramic glass. A built-in fireplace with television above the hearth anchors the living space with warmth and elegance.  The two primary living levels were designed to capture the spectacular Gulf and sunset views.   The 4 elegant bedroom suites provide marvelous spaces for you and your guests to experience five-star resort-style luxury sleeping accommodations. The top-level primary suite boasts panoramic beach views, an en suite bath with a walk-in shower, a dual-sink vanity, and a lockable owners' closet.  Imagine relaxing in the extra-deep soaking tub while you stare at the shimmering waters lapping the shoreline. The second primary suite, located just off the entertainment den/media room, offers excellent beach views & a luxury en suite bath with a walk-in shower. Two more north-facing guest suites create "family-suite-style" guest zones with a Gulf-facing King bed suite & en suite bath, plus an adjacent bedroom & bath.  Opportunities to acquire a Gulf-front estate of this caliber, location, and proven income performance are exceedingly rare on North Captiva Island. Beauty & The Beach represents the very best of luxury island living!

Active

  • Price
  • $ 3,895,000
  • City
  • Upper Captiva
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • Lee
  • Half Bathrooms
  • 1
  • Area
  • CI02 - Upper Captiva Island
  • Lot Size
  • 0.5734 Acres
  • Zip
  • 33924
  • Sqr Footage
  • 3,340
  • Year Built
  • 2013
  • Taxes
  • $ 41485
  • Style
  • Contemporary, Florida, Two Story
  • MLS#
  • 2026007775
Listed By: Resort Properties Internationa
Data Source: Florida Gulf Coast MLS (SWFLMLS)

Features

General

Sewer Septic Tank
Heating Gas,Propane
Cooling Central Air,Ceiling Fan(s),Electric
Utilities Cable Not Available
Possession Close Of Escrow
Roof Metal
Appliances Dryer,Dishwasher,Freezer,Disposal,Range,Refrigerator,Washer
Association Fee Includes None
Patio/Porch Features Balcony,Deck,Open,Patio,Porch
Architectural Style Contemporary,Florida,Two Story
Pool Features Fiberglass,Electric Heat,Heated,In Ground
Construction Materials Stone,Stucco,Wood Frame
Pets Allowed Yes
Year Built 2013
View Gulf,Landscaped,Partial,Trees/Woods
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Gulf
Community Features Non-Gated
County Lee
Property Type Residential
Association Amenities Beach Rights,Beach Access
HOA false
Subdivision Name CASTAWAY KEY UNRECORDED SUBDIVISION
Facing Direction East
Garage Y/N false
Full Baths 4
Status Active
Directions Take the ferry to North Captiva. Follow Bartlett Parkway to Gulf Lane. Turn left onto Gulf Lane; the house will be on the right.
City Upper Captiva
Disclosures Owner Has Flood Insurance
Senior Community Y/N false
Zoning Description RM-2
MLS Area CI02 - Upper Captiva Island
Lot Size Units Acres
Carport Y/N false
Tax Annual Amount 41485.16
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026007775
Standard Status Active
Tax Lot 4
Property Sub Type Additional Single Family Residence
PostalCity Upper Captiva
Legal Description PART OF S 245.21 FT OF LOT 4 N END OF CAPTIVA DESC OR 2139 PG 3231

Interior Features

Interior Amenities Breakfast Bar,Bathtub,Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,High Ceilings,Kitchen Island,Pantry,Shower Only,Separate Shower,Vaulted Ceiling(s),Bar,Window Treatments,Elevator,Split Bedrooms
Flooring Tile,Wood
Furnished Y/N Partially
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Arched,Display Window(s),Single Hung,Impact Glass,Window Coverings
Half Baths 1
Total Bedrooms 4
Entry Level 1
Room Type Den,Other,Recreation,Great Room
LivingAreaSource Appraiser
Total Baths 5

Exterior Features

Gulf Access true
Gulf Access Type Bridge(s),Water Indirect
Exterior Amenities Deck,Security/High Impact Doors,Outdoor Grill,Outdoor Kitchen,Outdoor Shower,Patio
Lot Features Oversized Lot
Water Source Well
Lot Size Area 0.5734
Foundation Details Pillar/Post/Pier
Spa false
Building Area Total 4804
Lot Dimensions 94 x 403 x 91 x 391
Lot Size Acres 0.5734
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Road Frontage Type Private Road
Road Responsibility Private Maintained Road
LotDimensionsSource Appraiser

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

2/20/2026 Listed $3,995,000
7/23/2026 3% - $3,895,000

Property vs Zip Code Average in 33924

Price
AVG $3.54M
$3.9M
Taxes
AVG $27,050
$41,485
Year Built
AVG 1992
2013

In The Neighborhood

Areas That We Cover

660 Gulf Lane Upper Captiva, FL is a Single Family Home for sale at $3895000 with 3340 sqft and a lot size of 0.5734 Acres Acre(s). 660 Gulf Lane Upper Captiva has 4 bedrooms, 4 baths and was built in 2013. The property's zip code is 33924 which is in Upper Captiva, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Deanna McAtee

Deanna McAtee

239-970-6831

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