Deanna McAtee

403 Se 28th Terrace

Cape Coral, FL
$ 560,000 Beds 3 Baths 2 Sq 2,061 Virtual Tour
Monthly Estimate* How much can I afford?

Experience the ultimate Southwest Florida waterfront lifestyle in this beautiful 3-bedroom, 2-bath Gulf access pool home, ideally located in desirable Southeast Cape Coral! Step inside to a spacious split-bedroom floor plan featuring a huge Great Room, ceramic tile throughout, and an updated kitchen with beautiful granite countertops, abundant cabinetry, generous counter space, and a convenient walk-in pantry. The center island provides additional storage and seating, making the kitchen perfect for both everyday living and entertaining. The updated guest bath offers convenient pool access, while a separate laundry room adds to the home's functionality. Step outside and discover your own private tropical retreat! The gorgeous heated pool and spacious screened lanai create the perfect setting for relaxing, entertaining, and enjoying Florida's beautiful weather year-round. Boating enthusiasts will love the Gulf access waterfront location, complete with a private boat dock, boat lift, and captain's walk—making it easy to head out on the water right from your own backyard. Whether you're searching for a year-round residence, seasonal getaway, or waterfront retreat, this home delivers the relaxed Southwest Florida lifestyle you've been dreaming about. Spend your days boating, lounging poolside, entertaining on the lanai, and taking in beautiful waterfront sunsets. This is Florida living at its finest!

Active

  • Price
  • $ 560,000
  • City
  • Cape Coral
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Lee
  • Half Bathrooms
  • 0
  • Area
  • CC13 - Cape Coral Unit 19-21,25,26,89
  • Lot Size
  • 0.266 Acres
  • Zip
  • 33904
  • Sqr Footage
  • 2,061
  • Year Built
  • 1996
  • Taxes
  • $ 4879
  • Style
  • Florida, Ranch, One Story
  • MLS#
  • 2026039106
Listed By: Century 21 Selling Paradise
Data Source: Florida Gulf Coast MLS (SWFLMLS)

Features

General

Sewer Assessment Paid,Public Sewer
Heating Central,Electric
Cooling Central Air,Electric
Utilities Cable Available
Possession Close Of Escrow,Negotiable
Roof Shingle
Appliances Dryer,Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator,Washer
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Lanai,Porch,Screened
Architectural Style Florida,Ranch,One Story
Pool Features Concrete,Electric Heat,Heated,In Ground,Screen Enclosure
Security Features Smoke Detector(s)
Construction Materials Block,Concrete,Stucco
Pets Allowed Yes
Year Built 1996
View Canal,Water
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Basin,Canal Access,Seawall
Community Features Boat Facilities,Non-Gated
County Lee
Property Type Residential
Association Amenities Pier
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction South
Garage Y/N true
Full Baths 2
Status Active
Directions Use GPS.
City Cape Coral
Disclosures Owner Has Flood Insurance
Senior Community Y/N false
Zoning Description R1
MLS Area CC13 - Cape Coral Unit 19-21,25,26,89
Lot Size Units Acres
Carport Y/N false
Tax Annual Amount 4879.15
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026039106
Standard Status Active
Tax Lot 66
Property Sub Type Additional Single Family Residence
PostalCity Cape Coral
Legal Description CAPE CORAL UNIT 26 BLK 879 PB 14 PG 132 LOTS 66 + 67

Interior Features

Interior Amenities Breakfast Bar,Built-in Features,Bedroom on Main Level,Cathedral Ceiling(s),Separate/Formal Dining Room,Dual Sinks,Family/Dining Room,Kitchen Island,Living/Dining Room,Pantry,Shower Only,Separate Shower,Cable TV,Walk-In Pantry,Walk-In Closet(s),Window Treatments,High Speed Internet,Split Bedrooms
Flooring Tile
Furnished Y/N Partially
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung,Shutters,Window Coverings
Laundry Features Inside
Total Bedrooms 3
Entry Level 1
Room Type Screened Porch,Great Room
LivingAreaSource Appraiser
Total Baths 2

Exterior Features

Gulf Access true
Gulf Access Type Bridge(s),Water Indirect
Exterior Amenities Fruit Trees,Sprinkler/Irrigation
Parking Features Attached,Driveway,Garage,Paved,Garage Door Opener
Lot Features Rectangular Lot,Sprinklers Automatic
Water Source Assessment Paid,Public
Lot Size Area 0.266
Spa false
Building Area Total 2488
Lot Dimensions 80 x 145 x 80 x 145
Lot Size Acres 0.266
Road Surface Type Paved
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
LotDimensionsSource Appraiser

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/18/2026 Listed $560,000

Property vs Zip Code Average in 33904

Price
AVG $780K
$560K
Taxes
AVG $7,847
$4,879
Year Built
AVG 1984
1996

In The Neighborhood

Areas That We Cover

403 Se 28th Terrace Cape Coral, FL is a Single Family Home for sale at $560000 with 2061 sqft and a lot size of 0.266 Acres Acre(s). 403 Se 28th Terrace Cape Coral has 3 bedrooms, 2 baths and was built in 1996. The property's zip code is 33904 which is in Cape Coral, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Deanna McAtee

Deanna McAtee

406-871-4950

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