Deanna McAtee

13478 Santa Rosa Avenue

PORT CHARLOTTE, FL
$ 190,000 Beds 2 Baths 2 Sq 1,270 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to Gardens of Gulf Cove! This home features 2-bedrooms, 2-bathrooms, + den, with a 1-car garage and is situated on a corner lot in an established deed-restricted community. The roof was replaced in 2022 and the A/C was just replaced in 2026, offering some important updates for the next owner. The home also features public utilities, so no need to worry about septic systems or wells. Gardens of Gulf Cove offers residents two community facilities, each with a pool and a variety of amenities, along with sidewalks, five scenic lakes, and plenty of opportunities to enjoy the neighborhood's natural surroundings. With an annual HOA fee of $470, it's a lot of community for the cost. Come take a look!

Active

  • Price
  • $ 190,000
  • City
  • PORT CHARLOTTE
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • Charlotte
  • Half Bathrooms
  • 0
  • Area
  • Port Charlotte
  • Lot Size
  • 0.19 Acres
  • Zip
  • 33981
  • Sqr Footage
  • 1,270
  • Year Built
  • 1973
  • Taxes
  • $ 3064
  • Style
  • Single Family Residence
  • MLS#
  • C7530156
Listed By: RE/MAX PALM REALTY with 941-743-5525. - 941-743-5525
Data Source: Stellar MLS

Features

General

Sewer Public Sewer
Heating Other
Cooling Central Air
Utilities Electricity Connected,Public,Sewer Connected,Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Dryer,Range,Refrigerator,Washer
Zoning RSF5
HOA Fee 470
Garage Spaces 1
Association Fee Includes Community Pool,Recreational Facilities
Construction Materials Stucco
Pets Allowed Yes
Year Built 1973
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake
Community Features Lake,Clubhouse,Deed Restrictions,Fitness Center,Pool
Assoc Fee Paid Per Annually
County Charlotte
New Construction false
Property Type Residential
Association Amenities Clubhouse,Fitness Center,Pool
Attached Garage true
Subdivision Name PORT CHARLOTTE SEC 066
Facing Direction South
Garage Y/N true
Total Rooms 5
Full Baths 2
Status Active
Directions From FL-776, turn right onto Coliseum Blvd, turn right onto Muriel Ave, turn left onto Lori Ter, turn right onto Santa Rosa Ave
City PORT CHARLOTTE
Association Name Lori Milakeve
Senior Community Y/N false
MLS Area 33981 - Port Charlotte
Lot Size Units Square Feet
Lot Size Square Feet 8087
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Land Lease Y/N false
Tax Annual Amount 3064.24
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/C7530156
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 22
Legal Description PCH 066 4302 0022 PORT CHARLOTTE SEC66 BLK4302 LT 22 441/934 DC1315/142 1322/1167 1501/207 2199/1705 3541602
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 39.17
Additional Rooms Florida Room
Water View Y/N false
Flood Zone Code X, AE
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Primary Bedroom Main Floor
Flooring Ceramic Tile,Luxury Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features In Garage
Total Bedrooms 2
LivingAreaSource Owner
Total Baths 2

Exterior Features

Exterior Amenities Private Mailbox
Lot Features Corner Lot
Water Source Public
Lot Size Area 8087
Foundation Details Slab
Building Area Total 1852
Lot Size Acres 0.19
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/19/2026 Listed $210,000
9/28/2026 10% - $190,000

Property vs Zip Code Average in 33981

Price
AVG $560K
$190K
Taxes
AVG $4,233
$3,064
Year Built
AVG 2016
1973

In The Neighborhood

Areas That We Cover

13478 Santa Rosa Avenue PORT CHARLOTTE, FL is a Single Family Home for sale at $190000 with 1270 sqft and a lot size of 0.19 Acres Acre(s). 13478 Santa Rosa Avenue PORT CHARLOTTE has 2 bedrooms, 2 baths and was built in 1973. The property's zip code is 33981 which is in PORT CHARLOTTE, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Deanna McAtee

Deanna McAtee

406-871-4950

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