8445 Sw 109th Street

OCALA, FL
$ 159,900 Beds 2 Baths 1 Sq 912 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this beautifully updated home in the highly sought-after 55+ community of Oak Run! This move-in ready property offers peace of mind with a 2024 roof, 2025 electrical panel, and brand-new 2026 appliances. Additional upgrades include an updated water heater, fresh interior paint (2026), and new flooring throughout. Enjoy your morning coffee on the charming front porch or relax year-round in the enclosed lanai overlooking a spacious yard. This home combines comfort, style, and low-maintenance living in one of the area’s most active adult communities. Oak Run offers an exceptional lifestyle with 6 pools (including an indoor pool), 2 state-of-the-art fitness centers, and a wide variety of clubs and activities—perfect for staying active and social. Don’t miss your opportunity to enjoy resort-style living in this beautifully upgraded home!

Active

  • Price
  • $ 159,900
  • City
  • OCALA
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • Marion
  • Half Bathrooms
  • 0
  • Area
  • Ocala
  • Lot Size
  • 0.16 Acres
  • Zip
  • 34481
  • Sqr Footage
  • 912
  • Year Built
  • 1987
  • Taxes
  • $ 714
  • Style
  • Single Family Residence
  • MLS#
  • OM723277
Listed By: with . - 352-817-3574
Data Source: Stellar MLS

Features

General

Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities Cable Connected,Electricity Connected,Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Range,Range Hood,Refrigerator
Zoning PUD
HOA Fee 150.84
Garage Spaces 1
Association Fee Includes Private Road,Recreational Facilities
Construction Materials Metal Siding,Vinyl Siding
Pets Allowed Yes
Year Built 1987
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Monthly
County Marion
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name OAK RUN NBRHD 03
Facing Direction South
Garage Y/N true
Total Rooms 3
Full Baths 1
Status Active
Directions SW Highway 200 to main entrance of Oak Run Country Club. Left on 86th Ave, right on 108th Pl, right on 85th Ter, left on 109th St. Home on left.
City OCALA
Association Name Oak Run Community Services
Senior Community Y/N true
MLS Area 34481 - Ocala
Lot Size Units Square Feet
Lot Size Square Feet 6970
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Land Lease Y/N false
Tax Annual Amount 714.25
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 5
Legal Description SEC 36 TWP 16 RGE 20 PLAT BOOK Y PAGE 072 OAK RUN NEIGHBORHOOD 3 BLK F LOT 5
Minimum Lease 3 Months
Water Access Y/N false
Monthly HOA Amount 150.84
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Ceiling Fan(s)
Flooring Tile,Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features In Garage
Total Bedrooms 2
LivingAreaSource Public Records
Total Baths 1

Exterior Features

Exterior Amenities Private Mailbox
Water Source Public
Lot Size Area 6970
Foundation Details Slab
Building Area Total 1476
Lot Dimensions 80 x 85
Lot Size Acres 0.16
Road Surface Type Asphalt,Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

4/22/2026 Listed $169,900
8/27/2026 3% - $164,900
9/18/2026 3% - $159,900

Property vs Zip Code Average in 34481

Price
AVG $370K
$160K
Taxes
AVG $2,842
$714
Year Built
AVG 2014
1987

8445 Sw 109th Street OCALA, FL is a Single Family Home for sale at $159900 with 912 sqft and a lot size of 0.16 Acres Acre(s). 8445 Sw 109th Street OCALA has 2 bedrooms, 1 baths and was built in 1987. The property's zip code is 34481 which is in OCALA, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.