Deanna McAtee

87 1st Avenue Nw

LUTZ, FL
$ 439,900 Beds 3 Baths 2.5 Sq 1,799 Virtual Tour
Monthly Estimate* How much can I afford?

Price Improvement! Seller will contribute toward buyer closing costs or an interest rate buy-down with an acceptable offer. Located in the highly sought-after Steinbrenner High School district with NO HOA or CDD fees, this charming lakefront home is tucked away at the end of a quiet dead-end street on a private .59-acre lot. Offering 1,801 square feet of living space, this 3-bedroom, 2.5-bath home features soaring ceilings, a sunken living room with a wood-burning fireplace, an updated kitchen with granite countertops, wood cabinetry, a walk-in pantry, and a spacious upstairs loft. The first-floor primary suite offers private access to the screened lanai and an updated en-suite bath with dual vanities, a large tiled shower, and abundant closet space. Upstairs, you'll find two generously sized bedrooms, a full bath, and a versatile loft ideal for a home office, playroom, or additional living space. Step outside and enjoy the park-like backyard with direct lake access—perfect for kayaking, canoeing, fishing, or simply relaxing and taking in the peaceful waterfront views. Recent updates include exterior paint (2025), new water softener system (2025), roof (2019), updated bathrooms, HVAC (2014), and water heater (2014). Conveniently located near US-41, I-275, the Suncoast Parkway, shopping, dining, and entertainment, this home offers a rare combination of privacy, lakefront living, an oversized lot, and an excellent Lutz location.

Active

  • Price
  • $ 439,900
  • City
  • LUTZ
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Hillsborough
  • Half Bathrooms
  • 1
  • Area
  • Lutz
  • Lot Size
  • 0.59 Acres
  • Zip
  • 33548
  • Sqr Footage
  • 1,799
  • Year Built
  • 1988
  • Taxes
  • $ 3164
  • Style
  • Single Family Residence
  • MLS#
  • TB8519979
Listed By: EXP REALTY LLC with 888-883-8509. - 888-883-8509
Data Source: Stellar MLS

Features

General

Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Electricity Connected
Possession Close Of Escrow
Roof Shingle
Appliances Disposal,Electric Water Heater,Microwave,Range,Refrigerator,Water Softener
Zoning LDC
Garage Spaces 2
Security Features Smoke Detector(s)
Construction Materials Block,HardiPlank Type,Wood Frame
Pets Allowed Cats OK,Dogs OK,Yes
Year Built 1988
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Front
County Hillsborough
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name WEST NORTH TAMPA
Facing Direction Southeast
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
Directions From County Line Rd and US 41. Head south on US 41, turn R onto W Lutz Lake Fern Rd, turn R at the 1st cross street onto 1st St NW. Continue straight onto 1st Ave NW.
High School Steinbrenner High School
City LUTZ
Body of Water LUTZ LAKE
Senior Community Y/N false
MLS Area 33548 - Lutz
Lot Size Units Square Feet
Lot Size Square Feet 25875
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Lutz-HB
Land Lease Y/N false
Tax Annual Amount 3164
Middle/Junior High School Buchanan-HB
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://my.matterport.com/show/?m=p1P5xYZHmMD
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 1
Legal Description WEST NORTH TAMPA LOT 1 BLK 1 LESS THAT PT DESCB AS FOLLOWS: BEG AT SE COR LOT 1 RUN N 52 DEG W 182.23 FT ALG SLY LINE OF LOT 1 TO SW COR OF SD LOT 1 THN N 64 DEG E 18.97 FT THN S 47 DEG E 173.41 FT THN S 3 DEG W 1.65 FT TO POB
Water View Lake
Water Access Type Lake
Pet Size Limit Extra Large (101+ Lbs.)
Minimum Lease No Minimum
Water Access Y/N true
Additional Rooms Bonus Room
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes
DockY/N false

Interior Features

Interior Amenities Ceiling Fan(s),Primary Bedroom Main Floor,Stone Counters,Vaulted Ceiling(s)
Flooring Carpet,Ceramic Tile
Furnished Y/N Unfurnished
Fireplace Features Living Room,Masonry,Wood Burning
Common Walls End Unit
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N true
Half Baths 1
Laundry Features Electric Dryer Hookup,In Garage,Washer Hookup
Total Bedrooms 3
LivingAreaSource Public Records
Total Baths 3

Exterior Features

Exterior Amenities Private Mailbox
Fencing Wood
Parking Features Circular Driveway,Driveway,Garage Faces Side
Lot Features In County,Street Dead-End
Water Source Well
Lot Size Area 25875
Foundation Details Slab
Building Area Total 2671
Lot Size Acres 0.59
Road Surface Type Gravel,Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Street Dead-End

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Lutz-HB Elementary School
Middle School Buchanan-HB Middle School
High School Steinbrenner High School High School

Price History

6/18/2026 Listed $465,000
7/14/2026 3% - $450,000
7/30/2026 2% - $439,900

Property vs Zip Code Average in 33548

Price
AVG $1.15M
$440K
Taxes
AVG $9,623
$3,164
Year Built
AVG 1994
1988

Areas That We Cover

87 1st Avenue Nw LUTZ, FL is a Single Family Home for sale at $439900 with 1799 sqft and a lot size of 0.59 Acres Acre(s). 87 1st Avenue Nw LUTZ has 3 bedrooms, 2 baths and was built in 1988. The property's zip code is 33548 which is in LUTZ, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Deanna McAtee

Deanna McAtee

406-871-4950

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